Free
The protocol, tracked by hand.
- Manual tracking & statement import
- The payday protocol & daily safe-to-spend
- Up to 3 Stash Jars
- 3 Clario AI messages a month
The payday protocol is free, forever. Pro adds bank sync, unlimited Clario AI and full analytics.
Prices may vary by country — the final price is shown in the App Store / Google Play before you pay.
The protocol, tracked by hand.
Your bank, synced. Every insight unlocked.
Pay once, keep Pro forever.
Prices in USD for reference; local taxes may apply. The App Store or Google Play shows the exact price in your currency before you confirm. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Free trials and first-month offers are for new subscribers and convert to the regular price unless cancelled.
Everything that matters for the protocol is free. Pro is for when you want your bank to do the typing.
| Feature | Free | Pro | Founder Lifetime |
|---|---|---|---|
| The protocol | |||
| Manual tracking — expenses, income, cash | Included | Included | Included |
| Payday protocol & daily safe-to-spend | Included | Included | Included |
| Bank statement import (CSV, Excel, PDF) | Included | Included | Included |
| Category spend limits, debts, trip budget | Included | Included | Included |
| Stash Jars (savings goals) | Up to 3 | Up to 10 | Up to 10 |
| Clario AI assistantOptional; stays off until you allow it | 3 / month | Unlimited | Unlimited |
| Bank sync | |||
| US & Canada — via Plaid | Not included | Included | Included |
| Ukraine — via Monobank | Not included | Included | Included |
| UK & EU — via Plaid | Not included | Coming soon | Coming soon |
| Unlimited banks & accounts | Not included | Included | Included |
| Insights & sharing | |||
| Full analytics: Left over, Put aside, trends, monthly reports | Not included | Included | Included |
| Shared jars with family & friends | Not included | Included | Included |
| Export your data | Not included | Included | Included |
| New Pro features as they ship | Not included | While subscribed | Included |
| Billing | |||
| How you pay | Free | Monthly or yearly | One payment |
| Free trial / intro offer | Not included | 7-day trial on yearly | Not included |
Bank sync is read-only: Clario can never move your money. Unlimited Clario AI is subject to fair use. Bank sync for the UK & EU is not available yet; until it is, Clario works there with manual entries and statement imports.
Download Clario, set your payday and bills, and see what’s safe to spend today. Upgrade only if you want bank sync.